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        xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
        xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
        http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
  
  <!-- Homepage - EMI Calculator -->
  <url>
    <loc>https://whatismyemi.com/</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  
  <!-- Home Loan EMI Calculator -->
  <url>
    <loc>https://whatismyemi.com/home-loan-calculator</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <!-- Car Loan EMI Calculator -->
  <url>
    <loc>https://whatismyemi.com/car-loan-calculator</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <!-- Personal Loan EMI Calculator -->
  <url>
    <loc>https://whatismyemi.com/personal-loan-calculator</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  
  <!-- Loan Comparison Tool -->
  <url>
    <loc>https://whatismyemi.com/loan-comparison</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Amortization Schedule Calculator -->
  <url>
    <loc>https://whatismyemi.com/amortization-schedule</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Loan Eligibility Calculator -->
  <url>
    <loc>https://whatismyemi.com/loan-eligibility</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Prepayment Calculator -->
  <url>
    <loc>https://whatismyemi.com/prepayment-calculator</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Interest Rate Calculator -->
  <url>
    <loc>https://whatismyemi.com/interest-rate-calculator</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- EMI vs Salary Calculator -->
  <url>
    <loc>https://whatismyemi.com/emi-salary-ratio</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  
  <!-- Currency-specific pages -->
  <url>
    <loc>https://whatismyemi.com/emi-calculator-india</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://whatismyemi.com/emi-calculator-usa</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://whatismyemi.com/emi-calculator-uk</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://whatismyemi.com/emi-calculator-canada</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <url>
    <loc>https://whatismyemi.com/emi-calculator-australia</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  
  <!-- Educational Content -->
  <url>
    <loc>https://whatismyemi.com/what-is-emi</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://whatismyemi.com/how-emi-calculated</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://whatismyemi.com/emi-tips-guide</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <url>
    <loc>https://whatismyemi.com/loan-types-explained</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  
  <!-- Legal Pages -->
  <url>
    <loc>https://whatismyemi.com/privacy-policy</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <url>
    <loc>https://whatismyemi.com/terms-of-service</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <url>
    <loc>https://whatismyemi.com/cookie-policy</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  
  <!-- Contact and About -->
  <url>
    <loc>https://whatismyemi.com/about</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  
  <url>
    <loc>https://whatismyemi.com/contact</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  
  <url>
    <loc>https://whatismyemi.com/faq</loc>
    <lastmod>2024-01-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

</urlset>
